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Welcome To

“No Risk” Appellate Funding

"1st Choice Funding Protects Your Interest From Interest With Innovative Financial Solutions...Because Money Doesn't Come With Instructions"

Appellate Funding is an innovative financial service provided by 1st Choice Funding as a risk-free solution to meet the financial demands of the civil litigation process. Appellate Funding provides attorneys and plaintiffs alike with immediate cash before an appellate decision is reached. This innovative financial tool is not a loan but is rather, a non-recourse investment based on a potential for a money judgment on appeal. Appellate Funding provides needed funds to cover expenses, supply operating capital and pay bills for both appellate defendants and their counsel. Appellate Lawsuit Loans, while actually not a “loan” at all, eliminates financial urgency which results in settlements on unfair terms when financial resources are exhausted. Appellate Funding allows the attorney and the client to vigorously defend the judgment on its merits while Appellate Lawsuit Loans provides the means to retain the service of an accomplished appellate attorney firm as co-counsel or representation. Unlike an actual loan, Appellate Funding does not have to be repaid if the case is lost!

  • Appellate Funding provides non-recourse investments for cases on appeal as this means of acquiring capital “levels the playing field” when litigating against a financially stronger opponent. Through an Appellate Lawsuit Loan immediate cash alleviates the day-to-day financial pressures as it provides attorneys with the needed operating capital to pay overhead, meet expenses, and expand a professional practice, and for Appellate Defendants Appellate Funding provides the needed funds to care for living expenses without the depletion of personal savings or loss of credit from derogatory reporting to the credit bureau’s.

  • Only with Appellate Funding is there never a monthly principal or interest payments, and if the case on appeal is ultimately lost, no money is owed or repaid for any amount of money received as an Appellate Funding, not the amount advances nor the interest the funding accrues. Not the plaintiff nor the attorney owes a dime if the case on appeal is not successfully litigated, that’s truly an amazing “No Risk” financial opportunity.

  • With 1st Choice Funding’s Appellate money at your disposal there’s never interference with attorney-client relationships as our goal is to ensure successful litigation is achieved and we nor our investors will do anything to cause any potential harm to the successful outcome of the case.

    Additionally Appellate Funding is ethical and is fully endorsed by the Association of Trial Lawyers of America, Consumer Attorneys Association of Los Angeles, Consumer Attorneys of California and the National Bar Association.

    Additional Appellate Funding Information- How Much Does Appellate Funding Cost

    1st Choice Funding’s investors have no single pricing formula when making an Appellate Funding decision as rates vary and are made on a case-by-case basis, however current rates average 3% monthly, and while each case is priced individually, 1st Choice Funding comes to the table to assure you that every Appellate Funding transaction is only done at the lowest rate of interest available for the case on appeal. What 1st Choice Funding puts before each application is an exclusive investor portfolio which includes private investors who have spent years developing underwriting standards that allow each to make investments in litigation where other financial organizations hesitate.

    Because Appellate Funding is non-recourse our investors assume all risk if the case on appeal is not successful. In the event the case on appeal is overturned, neither the appellate defendant nor the attorney are financially liable and if such a situation was to occur, only the investor looses 100% of the time. This is what defines "non recourse lawsuit loans" and in the tragic event your case on appeal, which we funded is lost, we simply wish you well and close your file. In the event you win your case on appeal, .well… we all win!

    For those who seek an Appellate advance 1st Choice Funding's investors do conduct their own due diligence on each Appellate Funding application submitted. The review involves an evaluation by a member of our Appellate Panel in your state and if an Appellate Funding transpires, our investor will recover a portion of the due diligence costs as part of your closing costs added to the contract total.



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    What Types of Lawsuits Are Eligible To Receive Non-Recourse Appellate Funding?

  • Motor Vehicle Injuries
  • Passenger Injuries
  • Pedestrian Injury
  • Personal Injury
  • General Negligence
  • Legal Malpractice
  • Civil Rights
  • Employment Discrimination Whistleblower (Qui Tam)
  • Product Liability
  • Construction Negligence
  • Class Action Mass Tort
  • Asbestos
  • Pharmaceutical Litigation
  • Airplane Accidents
  • Commercial Torts
  • Assaults
  • Fen-Phen
  • Commercial Settlements
  • Sexual Harassment
  • Boating Accidents
  • Tobacco/Smoking
  • Burn Injuries
  • Worker's Compensation
  • Construction Accidents
  • Dog Bites
  • Maritime/Seaman's Claims (Jones Act)
  • Medical Malpractice
  • Motorcycle & Bicycle Accidents
  • Nursing Home Neglect
  • Premises Liability (Slip & Fall)
  • Product Liability
  • Railroad Claims (FELA)
  • Wrongful Death
  • Judgments
  • Structured Settlement
    "No Risk" Appellate Funding Puts "Risk Free" Money In Your Hand Today!

    For an Appellate Case Funding Application Click Here

    Are There Any Options To Beat The System?

    ABSOLUTELY! And everyday 1st Choice Funding proves it by assisting litigants like yourself through a most difficult period with one of many innovative solutions like “No Risk” Appellate Case Funding. Our "No Risk" program provides plaintiffs with an effective financial remedy for the hardship delayed settlement create.

    Want Proof? For testimonials on what this program has done for others please refer to the testimonials page:
    For Funding Testimonials Click Here


    With The "No Risk" Appellate Funding Program You Receive the Money NOW!

  • Obtain Appellate Funding NOW Without Credit!
  • Obtain Appellate Funding NOW Without Employment!
  • Obtain Appellate Funding NOW Without RISK!
  • Obtain Appellate Funding NOW Without Monthly Payments
  • Obtain Appellate Funding NOW Without Collateral
  • Obtain Appellate Funding NOW Without Repayment if Case is Unsuccessfully Litigated!!

    That’s why our program is called "No Win... No Pay... No Risk" Appellate Funding because only "No Risk" Appellate Funding provides the financial staying power to survive the "starve out" method the insurance companies play. Plus our investment in your case means it's 100% risk free money to you should you never receive settlement!


    “No Risk” Appellate Funding Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!

    For an Appellate Funding Application Click Here
    How Much Money Can I Receive Before Settlement?

    Through our pool of investors, 1st Choice Funding provides cash advances from $5,000.00-$5,000,000.00 within days of receiving supporting documentation from your attorney. (Please note: attorney cooperation is essential for case funding. To expedite your request; contact your attorney and request prompt document support to complete your application.) All "No Risk" Appellate Case Funding Programs are offered at a conservative amount of 10% of the case value. This is done to protect your future interest so you have a settlement amount left when final settlement occurs. Keep this in mind when making your application request.

    How Will I Know If My Case Qualifies for any Appellate Case Funding?

    The first issue we request is you have an attorney. Second your attorney is a contingency attorney. After this is established we look for once we receive document support from your attorney:

    1. Lawsuit Value- This is the total estimated damages of your lawsuit
    2. Case Merit- Is your lawsuit meritorious to winning
    3. Likelihood of Collectability- Is your lawsuit against an insurance company? If not is the defendant solvent and collectable?

    Lawsuit Value: This reflects the estimated overall lawsuit collection in dollars. For lawsuit litigants with workers compensation cases, each injury amount is set by the State you were injured in. Consult with your attorney, if you have not done so previously the case worth in order to know the value of your lawsuit. Base your Appellate Case Funding request on this information because the lawsuit advance can not (in most instances) exceed 10% of the case value. Thus for a conservative approach to a lawsuit with an anticipated settlement of $100,000.00 the total “Loan” or advance limit would be $10,000.00.

    Case Merit: Your credit is not a determining factor for a lawsuit advance because Appellate Case Funding is actually not a loan but rather is an advance based entirely on the merits of a lawsuit. Because they are not really loans the lending criteria of lender does not need to be met. When we review a case we look for factors such as “Are you the defendant partially at fault? How have recent court rulings in your State on similar cases been judged? “These are part of the considering factors investors consider prior to lawsuit loan.

    Case Collectability: Is there an insurance company involved in your lawsuit? If not are the parties at fault financially solvent and are they self insured the way many large corporations are? These issues again determine fundability of a lawsuit loan. The likelihood of collectability is reviewed in order to determine if a plaintiff will collect and thus qualify for a lawsuit loan.

    1st Choice Funding Has Your Financial Solution

    1st Choice Funding bridges the financial gap many litigants face ensuring everyone receives the fair and equitable outcome they deserve.


    “No Risk” Appellate Funding Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!

    For an Appellate Funding Application Click Here


    Why Don’t Conventional Lenders Make Appellate Funding? -

    1. Because conventional lenders do not assume the risk involved in a “No Risk” Lawsuit Loan.
    2. Because there is no other collateral they can attach.
    3. Because conventional lenders are harnessed but Federal regulations that do not allow a pending case to be used as collateral for a loan of any type despite the anticipated value your case has.

    Lenders are not is the business of providing charity and do not provide personal injury litigants financial assistance for any reason. However, 1st Choice Funding’s portfolio of investors provide a solution to the gap lenders don’t offer by providing “No Risk” Appellate Funding.

    Why Don’t Insurance Companies Offer Appellate Funding?

    Insurance companies profit from not paying claims when your economic hardship increases a plaintiff’s eagerness to settle a case for substantially less than it is worth, which means simply when translated, increased insurance profits. Make no mistake about it insurance companies are NOT in the business of helping you, they are in business to profit only and fractional settlements are good for their business, at your expense that is.

    1st Choice Funding improves your odds significantly with “No Risk” Appellate Funding when statistics show Appellate Funding's levels the playing field, as personnel injury claimants are more likely to collect in full when not pressed financially. Today 1st Choice Funding's financial solutions assist lawsuit claimants with the needed money to continue to live life, receive needed medical treatment during an extensive lawsuit process, and to continue to cope with life and the financial demands it creates. 1st Choice Funding knows the last thing an appellate needs is added stress from financial problems, as reduced earnings are just one "souvenir" left in the wake of pending litigation.

    1st Choice Funding's Appellate Funding Program Provides You The Money Today To:

  • Pay Bills
  • Pay Medical Expenses
  • Receive Needed Medical Care
  • Avoid Serious Financial Crisis
  • Prevent Evictions, Foreclosure or Bankruptcy
  • Maintain A Standard of Living
  • And Even Obtain Ongoing Advances In Certain Critical Care Cases


    “No Risk” Appellate Funding Puts "Risk Free" Money In Your Hand Today!

    For an Appellate Funding Application Click Here

    Personal injury & product liability lawsuits place a huge financial burden on individuals & families. Lawsuits are stressful, and lawsuit plaintiffs have various reasons for pursuit of damages, yet one common denominator is consistent with lawsuit litigants; most lack years of savings tucked away to live on prior to a lawsuits settlement. For personnel injury claimants lost wages means an inability to maintain the same income after an injury occurs. As a result, financial hardships for many develop as insurance companies stall tactics provide the upper hand as desperate lawsuit litigants settle cases prematurely, often for pennies on the dollar. Is there any hope? You bet there is and 1st Choice Funding is here to provide you the financial solutions needed to tilt the scales of justice in your favor with an innovative Appellate Case Funding program that provides lawsuit litigants nationwide* (except Ohio) who are in need of a financial remedy TODAY assistance through “No Risk” Appellate Case Funding from 1st Choice Funding.

    If You've Won Your Lawsuit And You Are Waiting For Collection Will “No Risk” Appellate Case Funding Help Me?

    Absolutely! Our investors offer even larger advances on post settlement Appellate Case Funding than a pre-settlement Lawsuit Loan litigants have access to. Read on and you can apply for a post settlement Lawsuit Loan. 1st Choice Funding has your Lawsuit financial solution as we bridge the gap ensuring every lawsuit litigant receives the fair and equitable outcome they deserve.

    For an Appellate Funding Application Click Here

    Learn More About The "Waiting Game" Insurance Companies Play In Lawsuits

    Insurance companies play a "game" but it’s really not a game, we call it the "lawsuit waiting game", and until now the insurance industry wrote the rules and stacked the deck in their favor. However, 1st Choice Funding's Appellate Funding Program provides, despite the stacked deck you're playing with, an ability to win "the game" with “No Risk” Appellate Funding.

    You see statistics reveal something very important:

    1. When lawsuit settlement money is tied up for years the insurance company continues to earn interest on the money, your settlement money, thus they win even when they pay a lawsuit claim years later as the money has earned interest on the money they held.

    2. When lawsuit litigants are starved out financially, lesser lawsuit cash settlements are achieved and insurance companies win really big. Collectively to the tune of billions each year as additional profits are added to the bottom line of the insurance companies profitability. When lawsuit settlements are achieved for pennies on the dollar, you loose and they win. Your insurance company studies these statistics and knows the odds of a settlement for pennies on the dollar substantially increases the longer the duration of lawsuit lingers. Pressing financial difficulties take their toll mentally and emotionally on claimants. Insurance companies exploit financial circumstances by making unreasonably low offers to settle personal injury claims during the 2-4 year litigation process. Compounding this problem during a pending lawsuit, an attorney is legally bound to inform the client of any offer made by the insurance company, no matter how ridiculous the offer may be. Unfortunately given extreme financial pressure, plaintiff in a personal injury lawsuits often are compelled to accept the insurance company’s low-ball offer resulting in a substantial loss of potential value of the case. “No Risk” Appellate Case Funding assists plaintiffs who need to hold out for a better settlement opportunity. In most states personal injury victim's attorneys are specifically prohibited from advancing or loaning lawsuit funds, or providing any type of lawsuit settlement loan to their clients by their state bar's ethical rules.

    Conventional lenders, such as banks and other finance companies, have refused to allow lawsuit victims to use their pending case as collateral for Appellate Funding or for a settlement loan. Personal injury victims in need of immediate financial assistance during a personal injury lawsuit are then caught between a rock and a hard place without a lawsuit loan.

    3. “No Risk” Appellate Funding statistics are in your favor this program reveals one more fact; personnel injury claimants are more likely to collect in full when not pressed financially. Today 1st Choice Funding's Financial Solutions assist lawsuit claimants with the needed money to continue to live life, to receive needed medical treatments during extensive lawsuit processes, and to continue to cope. 1st Choice Funding knows the last thing an injury victim needs is added stress created by financial problems.

    4. The bottom line is: Insurance companies profit from your hardship when lesser settlements translate into increased profits. Make no mistake; insurance companies are in the business of profiting from customers and early or fractional settlements are good for business.

    Is there any hope? Yes and that's why your odds of winning the lawsuit game are improved with the assistance 1st Choice Funding's “No Risk” Appellate Funding Program.

    1st Choice Funding's “No Risk” Appellate Funding Allows You To:

  • Pay Bills
  • Pay Medical Expenses
  • Receive Needed Medical Care
  • Avoid Serious Financial Crisis
  • Prevent Evictions, Foreclosure or Bankruptcy
  • Maintain A Standard of Living
  • Obtain Ongoing Advances In Certain Cases

    Lawsuit Funding - Added Program Features

    No Credit Needed for a Appellate Funding
    No Monthly Payments for Appellate Funding
    No Employment Needed for Appellate Funding
    No Collateral Necessary For Appellate Funding
    Affordable Rates**
    1st Choice Offers FREE LAWSUIT CASE EVALUATIONS
    There's No Obligation To Repay Appellate Funding If Your Case Is Unsuccessful

    1st Choice Funding takes pride in offering the lowest lawsuit loan rates in the industry! 1st Choice Funding is here not to exploit your financial difficulty, we're here to ensure a fair opportunity is available to you prior to a lawsuit settlement.

    Don't Wait Act Today!!!


    “No Risk” Appellate Funding Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!

    For an Appellate Funding Application Click Here

    Appellate Funding - Frequently Asked Questions

    Why Can't An Attorney Assist Client's Financially?

    Because attorneys in most states are legally barred from advancing money to a client for any reason, no matter how strong the case might be, and a smart attorney will not endanger a career to assist clients financially. Ethics Codes mandate that attorneys must use an independent third party to fund clients, and that's where 1st Choice Funding can help you to secure a Lawsuit Loan.

    How Can You Advance Money On A Lawsuit And This Not Be A Loan?

    1st Choice Funding's Appellate Funding Program is in reality not a loan; they’re contingent or non recourse lawsuit advances based on case strength and merit. Both are essential to collectability in a lawsuit. Thus not all cases are funded. Each lawsuit must be assessed on individual merit before a Lawsuit will be financed is made. However, would you not agree that a "non recourse" or “No Risk” to your Appellate Funding without credit is an incredible opportunity to financial survival? Many lawsuit claimants loose both credit and income during the lawsuit process. (1st Choice Funding can legally restore your credit with it’s innovative Credit Restoration Services look for the credit repair link.) Like the contingency fee's attorney's charge as a lien on a lawsuit, non recourse or “No Risk” Appellate Funding are handled in a similar manner; you loose your lawsuit you owe nothing in return! That's the incredible feature of the “No Risk” Appellate Funding! The bottom line is: as the plaintiff you win either way! Collect on your case you win your lawsuit, if you don't collect on your case you still win because you received “No Risk” Appellate Funding!

    For Clients Who Suffering With Negative Credit

    A cost effective financial solution is available from 1st Choice Funding's professional credit restoration. This service legally capitalizes on the Fair Credit Reporting Act to get you back on your financial feet. Negative credit is expensive and can last years. Don't let negative credit cost you thousands of dollars when a low cost solution effective & legal solution is available. 1st Choice Funding's credit restoration program saves hundreds of times over in reduced mortgage interest, car interest, insurance premiums and job opportunities the one time annual enrollment cost. For credit repair services CLICK HERE

    What Are The Return Costs For The “No Risk” Appellate Funding Program?

    1st Choice Funding brings to the table a variety of Appellate Case Funding programs each designed specifically to benefit our clients with the lowest possible fee's available on an individual case by case basis. Our trained consultants will after reviewing your file, place your Appellate Funding request with the investors who provide Appellate Funding at the lowest rate of return. 0ur variety of programs are as follows:

    1. All Appellate Funding Fees are 20% of Advanced Money with a minimum fee of $5,000.00.

    This is the first tier of our fee structure. A $5,000.00 Appellate Lawsuit Loan will incur an additional $1,000.00 added to the loan repayment amount if & when settlement occurs. This program is for simple & compounded interest investors.

    1st Choice Funding's wide variety of lawsuit programs are structured to meet your Appellate Case Funding needs and depending on your case type, Appellate Case Funding fees will differ from case to case in interest rates. Each of our investment programs are selected based on the lowest interest available as investor Appellate Funding rates include:

    2. 3.5% interest compounded monthly for Appellate Case Funding
    3. 3.9% interest compounded monthly for Appellate Case Funding
    4. 5% simple interest monthly for Appellate Funding
    5. 8% interest compounded monthly w/ a 6 mo minimum for Appellate Case Funding
    6. 10% simple interest for Appellate Case funding
    7. N0 Interest for Appellate Funding - This program is for plaintiff's who do not want to worry about interest and do so by selling lawsuit.

    All fees are on funding amounts and that's the beauty of the “No Risk” Appellate Funding Program.

    As professional financial consultant's 1st Choice Funding is here to protect your financial interest from interest and we do so by reviewing each investment group for you. As such we have discovered the “tricks of the trade” used on the internet to mislead plaintiffs by offering what seems to be a low cost for Appellate Funding, but is fact is not. As a result of such diligence on our part, all our investors are screened prior to acceptance in our portfolio and any investor who does not offer a client a fair market offer in comparison to the risk assumed, is not permitted in our investment portfolio. Thus depending on the type of appellate lawsuit you have ongoing, the amount of Appellate Funding needed and the estimated time frame before anticipated collection, determines which investor will offer you the best deal. Why do we go to so much effort vs. just getting a deal offered to you? Because we work for you! 1st Choice Funding is ultimately concerned with your financial protection and as such, 1st Choice Funding is here to provide an effective plan of action for your “No Risk” Appellate Funding.

    For an Appellate Funding Application Click Here

  • Do You Want to Link to 1st Choice Funding? If So Please Click Here

    Kari Gray, EzineArticles.com Basic Author
    Alaska 92-3 Lawsuit Settlement Funding
    Arizona 91-22 Lawsuit Settlement Funding
    California (L.A. County Bar) Lawsuit Settlement Funding
    Colorado 96/97-17 Lawsuit Settlement Funding
    District of Columbia 196 D.C. Bar Website
    Florida 00-3 Lawsuit Settlement Funding
    Hawaii 34 Lawsuit Settlement Funding
    Illinois 92-9 Lawsuit Settlement Funding
    Maryland 94-45 Maryland Bar Website
    Massachusetts 83-7 Lawsuit Settlement Funding
    Michigan RI-321 Lawsuit Settlement Funding
    Missouri 20000006 Lawsuit Settlement Funding
    Nebraska 00-2 Lawsuit Settlement Funding
    New Jersey 691 Lawsuit Settlement Funding
    New York 666 Lawsuit Settlement Funding
    North Carolina2000-4 Lawsuit Settlement Funding
    Ohio 94-8, 94-11, 2003-Ohio-2721 Lawsuit Settlement Funding 1
    Lawsuit Settlement Funding 2
    Rancman v. Interim Settlement Funding Corp.
    Pennsylvania 93-145 Pennsylvania Bar Website
    Pennsylvania(Philadelphia Bar) 91-9 Lawsuit Settlement Funding
    Rhode Island 92-2 Website
    South Carolina 94-04 Lawsuit Settlement Funding
    Tennessee 99-A-666 Website
    Texas 465 Lawsuit Settlement Funding
    Utah 97-11, 02-01 Lawsuit Settlement Funding
    Virginia 1155, 1379, 1441 Lawsuit Settlement Funding
    Wisconsin E-92-3 Lawsuit Settlement Funding


    Ethics Opinions For Attorney Funding
    >
    Arizona 01-07 Lawsuit Settlement Funding
    California (L.A. County Bar) 499 Lawsuit Settlement Funding
    Florida 00-3 Lawsuit Settlement Funding
    Georgia 92-1 Lawsuit Settlement Funding
    Illinois 94-6 Lawsuit Settlement Funding
    Kentucky E-420 Kentucky Bar Website
    Louisiana 00-C-0414 Chittenden v. State Farm Mutual Automobile Ins. Co.
    Maine 152, 177 Lawsuit Settlement Funding 1Lawsuit Settlement Funding 2
    Maryland 94-24 Maryland Bar Website
    Missouri 970066 Lawsuit Settlement Funding
    New Jersey 603 Lawsuit Settlement Funding
    New York 754 Lawsuit Settlement Funding
    New York (NYC Bar)1997-1 Lawsuit Settlement Funding(opinion on lawsuit funding at bottom of Bar webpage)
    Ohio 2001-3 Lawsuit Settlement Funding
    Tennessee 98-A-659 Website
    Texas 465 Lawsuit Settlement Funding
    Utah 97-11, 02-01 Lawsuit Settlement Funding 1Lawsuit Settlement Funding 2
    Virginia 1595 Lawsuit Settlement Funding
    Case Law Here are some court decisions relevant to lawsuit settlement funding:

    Saladini v. Righellis, 426 Mass. 231, 687 N.E.2d 1224 (1997)
    Osprey, Inc. v. Cabana Ltd. Partnership, 340 S.C. 367, 532 S.E.2d 269 (2000)
    Kraft v. Mason, 668 So. 2d 679 (Fla. App. 4th Dist. 1996)
    Rancman v. Interim Settlement Funding Corp., 99 Ohio St. 3d 121, 2003-Ohio-2721 (2003)
    Dopp v. Yari, 927 F. Supp. 814 (D.N.J. 1996)
    Nyquist v. Nyquist, 841 P.2d 515 (Mont. 1992)
    Aldrich v. Aldrich, 260 Ill. App. 333 (1st Dist. 1931)
    Embola v. Tuppela, 127 Wash. 285, 220 P. 789 (1923)
    Charlotte-Mecklenburg Hospital Authority v. First of Ga. Ins. Co., 340 N.C. 88, 455 S.E.2d 655 (1995)
    Achrem v. Expressway Plaza Ltd. P'ship, 112 Nev. 737, 917 P.2d 447 (1996)



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