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Restored Credit Improves Operations


Do Does Your Company Have Credit Problems? Are There Late Pays, Foreclosures, or Even Bankruptcy? Has Your Company Found Bad Credit Costs From Loss of Credit to Increased Interest Rates? If So Credit Assistance Is Available Through 1st Choice Funding's Legal Credit Restoration Services

1st Choice Funding's credit restoration service is a partnership with a not for profit enterprise providing legal financial solutions to help your company get control of your cash flow and operations. Through our expert credit restoration program, business accelerated financial recovery is attainable through innovative financial solutions, 1st Choice Funding offers:

  • Business Credit Restoration using cutting edge technology our program restores your company's good credit profile

  • Debt Settlement to reduce company debts to a manageable amount, creditor settlement is the only answer

  • Business Credit Builder Programs - New credit lines show your ability to borrow and repay money on time. Your company does not need good credit to qualify as the credit lines repay themselves automatically out of funds you set aside

  • Incorporation Services Corporations are a financial protection against personnel liability & provide instant asset protection.

  • The State A Rate Business is our proprietary program that enables you to select the rate of interest on any loan no matter what a lender charges, saving thousands in interest.


1st Choice Funding's Credit Repair Services is about helping companies succeed in today's unpredictable market. As listed above 1st Choice Funding and it's Not For Profit Credit Restoration program are a unique service. If you have any questions please don?t hesitate to email at mailto:creditrepairinfo@1stchoicefunding.com. And we will respond promptly

Debt Settlement When Bankruptcy Is Not The Solution

The Difference Between Debt Consolidation & Debt Settlement

Debt Consolidation is where a company representing you will try to negotiate with your creditors and reduce monthly payments and possibly reduce some of the interest rates and repay all of your debts in 5-7 years. Debt Settlement is where your company pays a portion of it's debts at 40-60%, with no interest in most cases and your company is debt free in 30 months or less.

WHAT'S GOOD ABOUT DEBT CONSOLIDATION?

  • Interest rates are lowered saving money
  • Payments are lowered making cash flow easier to achieve
  • One monthly payment into a trust account dispersed to creditors by consolidation company
  • Usually no advance fees

    WHAT'S NOT GOOD ABOUT CONSOLIDATION?

  • By lowering monthly payments, you extend liability to repay 5-7 years.
  • Most consolidation companies make payments (LATE) which shows up on credit report as a late payment.
  • Consolidation companies represent THE CREDITOR, NOT YOUR Company.
  • Consolidation companies get paid a percentage (by the creditor) of how much they can COLLECT.
  • Consolidation companies report to the credit bureaus.
  • Most importantly, ask any lender or mortgage loan officer if they see a consolidation service on your credit report they view that it as bad as a CHAPTER 7, 11 or 13 BANKRUPTCY.
  • You will repay the entire debt, plus interest, over a 5-7 year period.

    WHAT'S GOOD ABOUT DEBT SETTLEMENT?

  • With debt settlement WE WORK FOR YOU not the creditor.
  • We ?SETTLE? you debts, we do not extend them.
  • We guarantee we save you 40% to 60% of your outstanding unsecured debt.
  • We do not report to the credit bureaus.
  • You will be debt free in 30 months or less.
  • In most cases interest and penalties are negotiated away.
  • All payments are made ON TIME!
  • We get paid by you and therefore our loyalty is ONLY TO YOU!

    WHAT?S NOT GOOD ABOUT DEBT SETTLEMENT?

    The creditors (may) notify the credit bureaus that the debt has been paid ?as settled? instead of paid in full, however, we have a referral company that has the most sophisticated ?credit restoration? service available that has had great success in removing negative information from credit reports.

    WHAT ARE THE REQUIREMENTS FOR THIS SERVICE?

  • Your company must have at least $6000 in UNSECURED debt.
  • Each account submitted for this program must have a minimum balance of $700. If you have two accounts with the same company that equal $700 or more, that is acceptable.
  • Complete the enrollment form.
  • Supply copies of all of your most recent billing statements from your creditors.

    WHAT DOES IT COST?

    The enrollment fee is based on debt and complexity of your company?s financial situation. The enrollment consulting fee is $6,499.00 plus fees for each program enrolled in thereafter, according to the needs of your company. There are formulas that we follow. We will advise you of the cost before your company enters any agreement with our agency after reviewing your company's financial information.

    WHAT HAPPENS IF Our Company Is ACCEPTED?

  • An aggressive plan that allows your company to repay its debts will be developed.
  • All creditors will be notified and all collections and court actions will decease.
  • Your company will make one monthly payment into a trust account.
  • Your company will not continue to pay creditors listed in this program individually.
  • Your company will receive monthly reports of all activity.

    How To Begin

    The 1st step in regaining your company credit is through enrollment in the Business Credit Restoration Program. Enrollment is simple and the costs are minimal. For a one time start up fee your company credit is on its way to being restored for an entire year. To begin Click Here

    The Revolutionary Deposited Loan Program (DLP) How It Builds Your Company Creditability

    The Deposited Loan Program is an innovative financial solution that builds a viable Credit History rapidly and can be used in a variety of ways and uses. The Deposited Loan Program Features Provides:

    • Establish a substantial reporting & borrowing history for nearly any solvent business.
    • Maintains balance sheet by establishing a sizable bank balance in the name of the borrower, or its designee.
    • Fast, simple, legitimate, virtually NO QUALIFYING.
    • Substantially Enhances Company Credit Scores.

    Deposited Loan Program How It Works

    1. Our affiliates lend money for the borrower to place on deposit in the borrower?s name at a bank of our choosing. The bank account is a dedicated, pledged, non-interest bearing account for the sole purpose of securing our loan.

    2. The borrower makes monthly payments of interest only until they decide to pay off the balance. A minimum 3 months interest must be paid. The maximum term is 12 months.

    3. The borrower simply surrenders the bank account in order to make the balloon payment due on the loan.

    4. Borrower?s initial loan, payment record & repayment are all reported to major reporting agencies, building credit on credit reports and building the borrower?s ability to obtain other financing.

    Pricing Example

    The cost of DLP is 1% of the loan amount per month. Minimum 3 months, Maximum 12 months.
    EXAMPLE: $250,000 = $2500 A MONTH$100,000 = $1,000 A MONTH

    How To Begin

    The 1st step in regaining your company's credit is through enrollment in the Business Credit Restoration Program. Enrollment is simple and the costs are minimal. For an annual enrollment consulting fee of $6,499.00 your company's credit and debt reduction is on it's way to restoration & remedy. Additional fee's are based on each company's needs and circumstances and are calculated on an individual account basis.

    To enroll in the Business Credit Repair Program Click Here

    Once enrolled your company will have access to all of our innovative credit restoration & financial solutions.

    For questions contact us by phone or fax at; 800-839-0939
    Or send email to creditinfo@1stchoicefunding.com


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