Restored Credit Improves Life

Do You Have Credit Problems? Does Your Credit Report Show Late Pays, Foreclosures, or Even Bankruptcy? If So Have You Found That Having Bad Credit Costs You From Increased Interest Rates To Higher Insurance Premiums, Or Even A Job Promotion or Job Loss? If So Legally Restoring Your Credit Is Available Through 1st Choice Funding

We all try hard to pay monthly bills but unfortunately, life can throw a curve ball with unexpected emergencies and when it does and a few late payments later, we have ruined credit for many years to come. often when disasters strike many max out credit cards to survive a job loss, an illness, an accident, or any other unexpected tragedy. Lost income from what ever source compounds and a credit profile is damaged and with damaged credit everything costs more; mortgage interest, automobile interest, credit card interest, insurance premiums and even some jobs are based on good credit. When extra expenses pile up or an injury takes you out of work, the downward financial spiral continues even faster.

What Can You Do To Turn Things Around?

1st Choice Funding's credit restoration service is a legal financial solutions to help you get you back in control of your life! Through our expert credit restoration program accelerated financial recovery can be yours. Through our innovative financial solutions, 1st Choice Funding offers:

Credit Restoration Cutting edge technology to restore your good credit profile
Debt Settlement to reduce your debts to a manageable amount, creditor settlement is one answer
Credit Builder Programs - New credit lines show your ability to borrow and repay money on time. You do not need good credit to qualify as the credit lines repay themselves automatically out of funds you set aside
Our Identity Theft Kit tells you how to prevent identity theft, and how to handle it if it happens to you protecting your credit file
Incorporation Services Corporations are a financial protection against personnel liability provide instant asset protection.
The State A Rate is our proprietary program that enables you to select the rate of interest on any loan no matter what a lender charges saving thousands in interest.

1st Choice Funding's Credit Repair Services is about helping good people with bad credit. Our Credit Restoration program is like no other. For questions please don’t hesitate to E Mail: creditrepairinfo@1stchoicefunding.com.

Debt Settlement When Bankruptcy Is Not The Solution

The Difference Between Debt Consolidation & Debt Settlement

Debt Consolidation is where a company representing you will try to negotiate with your creditors and reduce your monthly payments and possibly reduce some of the interest rates and repay all of your debts in 5-7 years. Debt Settlement is where you only pay a portion of your debts with 40-60% of the original balance with no interest, and in most cases and your debt free in 30 months or less.

WHAT'S GOOD ABOUT CONSOLIDATION?

Your interest rates are lowered which saves money

payments are lowered which makes it easier to make the monthly payments

one monthly payment into a trust account dispersed to creditors by consolidation company

There are usually no advance fees

WHAT'S NOT GOOD ABOUT CONSOLIDATION?

By lowering your monthly payments your extend your liability to repay to 5-7 years.

Most consolidation companies make your payments (LATE) which shows up on your credit report as a late payment.

Consolidation companies represent THE CREDITOR, NOT YOU.

Consolidation companies get paid a percentage (by the creditor) of how much they can COLLECT FROM YOU.

Consolidation companies report to the credit bureaus.

Most importantly, ask any lender or mortgage loan officer. If they see a consolidation service on your credit report they view that as bad as a CHAPTER 13 BANKRUPTCY which does the same thing.

You will repay the entire debt, plus interest, over a 5-7 year period.

WHAT'S GOOD ABOUT DEBT SETTLEMENT?

With debt settlement WE WORK FOR YOU not the creditor.

We “SETTLE” you debts, we do not extend them.

We guarantee we save you 40% to 60% of your outstanding unsecured debt.

We do not report to the credit bureaus.

You will be debt free in 30 months or less.

In most cases interest and penalties are negotiated away.

All payments are made ON TIME!

We get paid by you and therefore our loyalty is ONLY TO YOU!

WHAT’S NOT GOOD ABOUT DEBT SETTLEMENT?

The creditors (may) notify the credit bureaus that the debt has been paid “as settled” instead of paid in full, however, we have a referral company that has the most sophisticated “credit restoration” service available that has had great success in removing negative information from credit reports.

WHAT ARE THE REQUIREMENTS FOR THIS SERVICE?

You must have at least $6000 in UNSECURED debt.

Each account submitted for this program must have a minimum balance of $700. If you have two accounts with the same company that equal $700 or more, that is acceptable.

You must legibly complete the enrollment form.

You must supply copies of all of your most recent billing statements from your creditors.

WHAT DOES IT COST?

The enrollment fee is $199 plus a service fee. There are formulas that each transaction must follow and therefore, you need to contact us with your total unsecured debt. We will advise you of the cost before you sign any agreements.

WHAT SHOULD I KNOW?

Not everyone qualifies and is accepted into our program.

The enrollment fee is non-refundable even if you do not qualify.

We will not process: Tax Debt, Student Loans, Credit Union Items, Gas Cards, Utility Bills or Phone Bills.

WHAT HAPPENS IF I AM ACCEPTED?

We will establish a personalized plan that allows you to repay your debts in 30 months or less.

We will notify your creditors of this plan and stop all collections and court actions.

You will make one monthly payment into a trust account.

You will not continue to pay your creditors listed in this program.

You will receive monthly reports of all activity.

How To Begin Your New Life

The 1st step in regaining your credit is through enrollment in the Credit Restoration Program. Enrollment is simple and the costs are minimal. For a one time $2599.00 your credit will be restored. To begin your new life Click Here

The Revolutionary Deposited Loan Program (DLP) How It Builds Your Creditability

The Deposited Loan Program is an innovative financial solution that builds a viable Credit History rapidly and can be used in a variety of ways and uses. The Deposited Loan Program Features Provides:

Establish a substantial reporting & borrowing history for nearly any solvent business or individual.
Maintains balance sheet by establishing a sizable bank balance in the name of the borrower, or its designee.
Fast, simple, legitimate, virtually NO QUALIFYING.
Substantially Enhance Your Personnel or Company's Credit Scores.

Deposited Loan Program How It Works

1. Our affiliates lend money for the borrower to place on deposit in the borrower’s name at a bank of our choosing. The bank account is a dedicated, pledged, non-interest bearing account for the sole purpose of securing our loan.

2. The borrower makes monthly payments of interest only until they decide to pay off the balance. A minimum 3 months interest must be paid. The maximum term is 12 months.

3. The borrower simply surrenders the bank account in order to make the balloon payment due on the loan.

4. Borrower’s initial loan, payment record & repayment are all reported to major reporting agencies, building credit on credit reports and building the borrower’s ability to obtain other financing.

Pricing Example

The cost of DLP is 1% of the loan amount per month. Minimum 3 months, Maximum 12 months.
EXAMPLE: $25,000 = $250 A MONTH - $100,000 = $1,000 A MONTH

How To Begin Your New Life

The 1st step in regaining your credit is through enrollment in the Credit Restoration Program. Enrollment is simple and the costs are minimal. For a one time investment in your future of $2,499.00 your credit is on it's way to being restored. To begin a new life Click Here

Once enrolling in the credit restoration program you will have access to all of our innovative credit restoration financial solutions