State A Rate- The Revolutionary Consumer Interest Reduction Program

State A Rate Let's You The Borrower Control Interest Rates
Because Interest = Wasted Money

1st Choice Funding is the only company whose targeted development of an interest reduction program is designed to assist borrowers achieve more for their dollar. From homeowners to corporations, every entity who borrows money must reduce waste. 1st Choice Funding's founders understand this basic economic principle because like you, our development team grew tired of wasted money every month for things like mortgage interest, credit card interest, and business loan interest. The bottom line is; lender interest isn't in the borrower's best interest. Thus 1st Choice Funding's development team rose to the challenge of tackling the lending industry by applying a "borrower's come first" concept. The result? After years of development, borrowers are no longer at the mercy of lenders thanks to State A Rate's innovative approach to controlling interest. You see no matter the loan new or existing, 1st Choice Funding's State A Rate can modify any loan to any rate of interest you the borrower select to pay! Why? Because State A Rate works for borrowers not lenders. State A Rate is a guaranteed program "that protects your interest from interest."

State A Rate mortgage program saves interest waste and guarantee's your savings first with a free loan analysis.

Could State A Rate Be Any Better?

Apparently so because this incredible program goes even farther. State A Rate is an incredible wealth building tool as each loan our professional management team oversees has a CD cash return option at the end of the note commitment!! No this is not a typo... State A Rate provides borrowers cash returns in the amount you the borrower chooses to obtain. With State A Rate your cash return can be 50-500% of your loan amount, you decide. Because like the interest rate control feature of State A Rate, both interest and cash returns are set by you the borrower.

What Does The Program Cost

The results of our program change lives and because our interest is your interest are fee's are incredibly low. For residential loans of any type our rate is just 3% of your interest savings (a minimum program fee of $800.00 is required on all loans) Here's your future placed before you; invest a mere $3,000.00 to save $100,000.00 in mortgage interest alone and change your financial future starting today, or do nothing and let these incredible opportunities pass you by. State A Rate's incredible program is designed to help you achieve more financially. Don't wait act today. The analysis and the application are a free service.
To Apply For A State A Rate Program Click Here

Need More Information?

Briefly Examine The Facts of Mortgage Borrowing- The Facts Lenders Capitalize On
Fact 1: An $80,000.00 30 Year Mortgage Loan @ 6% Interest costs $172,688.27. That translates to a whopping $92,000.00 profit for borrowing $80,000.00! That's 116% Profit!

Fact 2: If your home doesn't gain 116% in value during 30 years, you're losing money. If your home gains 116%, you've only broke even, and if your home gains more that 116%, that's great. But you've surrendered 116% of your investment to a lender! Home ownership should be your best investment. Breaking even, losing money, or even receiving only a portion of your investment are not the reasons you invest in a home.

Fact 3: Have you borrowed more than $80,000.00, or paid more than 6% interest, then you're losing even more of your hard earned cash. Does your "window of opportunity" lenders offer still look like a golden opportunity to you? Don't be fooled.

Fact 4: According to a recent study performed by the FDIC, over 70% of 2nd Mortgage Loans have "Lender Servicing Errors" costing Home Owners 8-10 Billion Dollars annually. "Lender Error" refunds are averaging $1,200.00 each and according to new legislation, if homeowners can prove an error has occurred, lenders must surrender all over charges. But such has to be discovered in a loan audit. Does increasing profits in an average of $1,200.00 per loan sound like an "error" to you? Collectively "errors" are costing borrowers billions each year as lenders profits increase through "misapplied loan payments."

Fact 5: What Homeowners and Home Buyers Don't Know Can Cost them BIG $ as Mortgage Insurance (PMI) is an insurance premium that is taken out by a mortgage company that protects lenders in the event of foreclosure (this has nothing to do with protecting the borrower- YOU). When a borrower purchases a home, a lender in most cases includes mortgage insurance, also called Private Mortgage Insurance (PMI), this is added to the monthly payment. This is commonly done unless a down payment of at least 20% is made- or unless a home buyer is savvy about available loan programs. The private mortgage insurance (PMI) payment is based on the original mortgage amount and is paid as part of the monthly mortgage payment.

The Truth about Private Mortgage Insurance (PMI)

Statistics suggest that 75% of all people with residential mortgages are paying mortgage insurance (MI or PMI)- and many of those same people aren't sure what mortgage insurance is or why they are paying it each and every month...95% of PMI policy holders overpay PMI insurance by $114 million a month. Are you one of them?

State A Rate Program provides protection from PMI premium overcharges, which average 14 years longer than lenders have the right to charge borrowers for. Such is just another ploy lenders utilize to increase profits at your expense. Now with 1st Choice Funding's State A Rate Reduction Program you have a financial partner protecting your interest.

To Apply For A State A Rate Program Click Here

State A Rate Interest Savings Program Provides: