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1st Choice Funding Introduces

State A Rate The Revolutionary
Commercial Interest Reduction Program


Every company is in a race to achieve greatest profitability in the least amount of time. Obviously attaining optimum profitability is the target of every business no matter the size. To assist your company in achieving its goal 1st Choice Funding has developed innovative financial solutions through an effective waste reduction program, because waste is something no company can afford.

1st Choice Funding has developed a patent pending revolutionary program called "State A Rate" that assists companies nationwide in reducing waste to increase profitability. What is State A Rate? Simply put it's an ingenious program to reduce interest on borrowed capital. But how is reduced interest different than refinancing? In a variety of ways. First; State A Rate positions your company with a unique ability; interest rate control. With State A Rate setting the interest rate your company selects to pay is in your company's control. Second; Lower interest is achieved without refinancing and the associated costs refinancing create are eliminated.

State A Rate is a guaranteed program that delivers increased long term profitability through effective interest reduction. State A Rate is the borrower friendly interest/waste reduction tool committed to assisting your business in achieving greater success.

State A Rate Interest Reduction Program Provides:
Interest Rate Control
Increased Profitability Through Waste Reduction
No Qualifying Hassles
No Turn Downs to The Program
Is Not Credit Driven
Plus There's No Limits to The Savings Your Company Achieves

State A Rate Has Universal Application
No Refinancing Needed To Reduce Interest
Use With Any Lender
No Matter the State of Origination
State A Rate is Simply Incredible

How can 1st Choice Funding make these claims? Because State A Rate provides something borrowers have never been before positioned to achieve; Interest Rate Control. Would you not agree such is a first in lending history! State A Rate works for borrowers not lenders and as such, State A Rate was developed exclusively to reduce borrowers costs vs. lender friendly approaches which exploit the borrower. State A Rate protects your interest from interest.

State A Rate is the most effective waste reduction tool available and 1st Choice Funding's commitment is real. As such State A Rate is here to assist your company achieve effective waste reduction and increased profits. State A Rate's commercial program has universal application and works with any loan, from small business to major corporations, any loan current or future receives amazing results.

What Does State A Rate Program Cost

For commercial loans of any type our rate is just 5% of the interest savings (minimum fee is $1,800.00)

If State A Rate can save your company $1,000,000.00 tomorrow is it worth a mere 5% investment of that savings today? The answer is obvious. Don't wait act today. For the State A Rate application and free interest savings analysis Click Here

The Lending Climate

Today's all time record low interest rates have provided commercial borrowers interest savings unlike 20 years ago. However the fact remains, until now borrowers had no control over interest rates as lenders set rates based upon risk. Today is different because not lenders nor even the Federal Reserve controls the rate of interest your company pays on it's loans once enrolled in the State A Rate Interest Reduction Program. Impossible you say? Don't be fooled now is the time to become informed.

1st Choice Funding is the only company whose targeted development of a commercial loan interest reduction program was designed specifically to assist borrowers achieve more for the dollar. From the smallest company to the largest corporation, every entity who borrows money must reduce waste. 1st Choice Funding understands the challenges business face as our company faces the same rigors your company faces. However 1st Choice Funding's founders and development team devoted years of research & development to resolve the issue by creating the State A Rate program.

The bottom line is; lender interest isn't in the borrower's best interest. Thus 1st Choice Funding is tackling the lending industry one loan at a time by a "borrower's interest comes first concept." The result? Commercial borrowers nationwide are no longer at the mercy of lenders thanks to State A Rate's innovative approach to controlling interest. With State A Rate interest reduction is here no matter the loan status, new or existing.

State A Rate Prevents Wasted Revenue By Interest Rate Control!

State A Rate Interest Reduction Program Provides:

  • Increased Long Term Profitability
  • Increased Long Term Cash Flow
  • Aggressive Waste Reduction
  • Stronger Equity Portfolio's
  • Effective Debt Reduction
  • Reduced Debt Ratio's
  • Enhanced Credit Worthiness For Future Borrowing
  • No Refinancing Needed For Existing Loan Restructuring
  • Automated Loan Management Service
  • Hassle & Hands Free Payment Accounting
  • Universal Business Loan Application
  • Establishes Perfect Payment History
  • Builds Perfect Payment Credit History
  • Saves Loan Time & Money
  • Provides Guaranteed Payment Protection vs. Lender Misapplication of Payments
  • Provides Guaranteed EFT Timely Payments
  • Includes Loan History Auditing
  • Provides Continuous Loan Auditing For Maximum Loan Protection
  • Tax Deductible Affordable Fee's

    SAR = Increased Profitability Through Waste Reduction!

    Don't wait act today. State A Rate Application and Interest savings analysis is a free service.
    For A State A Rate Program Application Click Here

    State A Rate Protects Your Interest From Interest


    Need More Information?

    State A Rate restructures the interest rate your company pays no matter the rate set by your lender... without refinancing. With State A Rate there are no limitations on the type or amount of loan that State A Rate modifies. 1st Choice Funding works to protect your business interest by restructuring the interest rate and terms specified by a lender, to the rate and terms specified by your company. Doing such positions your company with the ability to take full control of interest waste.

    State A Rate Prevents a Million Dollar Loan Mistake!


    State A Rate is the most incredible Commercial Real Estate and Business Loan management tool ever devised to reduce the cost of Businesses largest investments. The bottom line: State A Rate's Business Loan interest rate control and cash flow savings are controlled by Business Loan borrowers. Interest Rate Control...A First Wouldn't You Agree?

    SAR = Ca$h Flow Savings & Waste Reduction!

    With State A Rate Business borrowers achieve both huge savings and increased earnings:
    No Matter The Interest Rate
    No Matter the Loan Type
    No Matter the Loan Amount
    No Matter the Lender
    No Matter the State of Operation
    No Refinancing Needed To Activate Interest Reduction

    State A Rate- No Turn Downs, No Credit Checks, No Kidding!

    To Apply For a State A Rate Business Loan Management Program Click Here

    For Customer Examples Please Note State A Rate Business Loan Results

    Client 1 Loan Amount- $3,000,000.00
    Loan Rate- 5.25%
    Loan Terms-20 yrs
    Interest on Note-$1,851,590.85
    Total Loan Cost $4,851,590.85

    State A Rate Interest Rate- 2.69%
    Interest Savings-48.80%
    New Interest Paid to End of Note-$1,851,590.85
    New Loan Cost $3,902,406.93 vs. Old Loan Cost of $4,851,590.85
    Total Interest Saved: $903,656.48
    Sliced Payment- 9 Yrs
    Cash Flow Savings- $816,800.09
    Enrollment Fee- $36,150.00

    Client 2 Loan Amount- $20,000,000.00
    Loan Rate- 5.25%
    Loan Terms-20 yrs
    Interest on Note-$12,343,933.52
    Total Loan Cost $32,343,933.52

    Sate A Rate Interest Rate- 3.09%
    Interest Savings-41.22%
    New Interest Paid to End of Note-$7,256,138.96
    New Loan Cost $27,256,138.96 vs. Old Loan Cost of $32,343,933.52
    Total Interest Saved: $5,087,794.56
    Sliced Payment- 7.50 Yrs
    Cash Flow Savings $4,594,519.50
    Enrollment Fee- $203,512.00

    State A Rate Provided Clients With Increased Profitability By Effective Waste Management:

    Client 1 Loan Summary- $3,000,00.00 Business Loan
    Client Received $903,656.48 of Interest Savings
    Cash Flow Savings of $816,800.09!
    Total Savings To Client: $1,720,456.48 on a $3,000,000.00 Loan

    Client 2 Loan Summary- $20,000,000.00 Business Loan
    State A Rate Provided $5,087,794.56 in Interest Savings
    Cash Flow Savings of $4,594,519.50!
    Total Savings To Client: $9,682,314.06 on a $20,000,000.00 Loan!

    Are you ready to take control of your company's business loan expenses? After knowing the facts of lender managed loans, we thought you would come to obvious conclusion. 1st Choice Funding...the Only Company Who Provides All Your Loan Savings Solutions With The Revolutionary State A Rate Program.

    State A Rate... Protecting Your Interest From Interest

    To Apply For a Business Loan For Commercial Real Estate Click Here
    To Apply For a Business Loan Management Program Click Here

    1st Choice Funding... Protecting Your Interest With Financial Solutions


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